Marketplace Open Enrollment Period Dates

If you're in the market for individual health insurance, your ability to enroll in a Marketplace plan is right around the corner! Just like group plans, Marketplace plans have a specific time period where individuals can enroll without a special qualifying event. The period during which you can sign up without a special circumstance is referred to as "Open Enrollment".

The Affordable Care Act (ACA) open enrollment period for 2025 runs from November 1, 2024, to January 15, 2025. During this time, individuals and families can compare and select health plans. Here are the key dates:

• November 1, 2024: Begin enrolling, renewing, or changing plans

• December 15, 2024: Last day to enroll or change for coverage starting January 1, 2025

• January 15, 2025: Final day to enroll or change plans, with coverage starting February 1, 2025

If you miss open enrollment, you can only sign up if you experience a qualifying life event such as losing health coverage, moving, getting married, having a baby, adopting a child, or having a household income below a certain threshold.

If you're needing coverage, now is the time to act!! To discuss your options call Heartwood Agency Group at 325-326-3638 or email us at [email protected]